Approx. Term (in Month)Annual Percentage Rate
680+660-679620-659590-619535-589500-534
482.75%4.25%7.25%11.74%13.74%14.00%
603.00%4.50%7.50%11.74%13.74%14.00%
723.25%4.75%7.75%12.74%13.74%14.00%
843.50%5.00%8.00%12.99%13.99%14.25%
Approx. Term (in Month)Annual Percentage Rate
680+660-679620-659590-619535-589500-534
242.50%4.00%8.74%12.74%13.74%14.00%
362.75%4.25%8.74%12.74%13.74%14.00%
483.00%4.50%8.74%12.74%13.74%14.00%
603.25%4.75%8.74%12.74%13.74%14.00%
723.50%5.00%8.99%12.99%13.99%14.25%
Approx. Term (in Month)Annual Percentage Rate
680+660-679620-659590-619535-589500-534
129.00%10.00%13.00%17.00%18.00%18.00%
Approx. Term (in Month)Annual Percentage Rate
680+660-679620-659590-619535-589500-534
369.00%10.00%13.00%17.00%18.00%18.00%
Approx. Term (in Month)Annual Percentage Rate
680+660-679620-659590-619535-589500-534
129.00%10.00%13.00%17.00%18.00%18.00%

CD / Share Secured Loan - Rate plus 2.0% with a minimum of 5.0% on loans up to $2,000. Loans greater than $2,000 will be 3.0% of current deposit rate. Loans where LCCU proceeds will secure the loan, rate will be 7.0%.
Light Commerce Credit Union reserves the right to match rates offered by another financial institution upon verification of the offer from the institution.

Risk Based: The following disclosure applies to all Sub accounts except the Share Secured Loans. The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness.

Late Charges: Late fee of $25.00 is accessed after 10 days of delinquency.

Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees.

Loan Application Fee $25.00.

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