Service | Fee | Term |
LCCU Membership Fee |
$10.00 |
One time |
Monthly Maintenance Fee (Savings) |
None |
If account balance is above $100 or Minor Account |
Monthly Maintenance Fee (Savings) |
$5.00 |
If account balance is below $100 |
Excessive Withdrawal (Share Savings) |
$1.00 |
Per withdrawal after three (3) withdrawals per month |
Monthly Service Charge (Checking) |
None |
If account balance remains above $250 |
Monthly Service Charge (Checking) |
$5.00 |
If account balance falls below $250 |
Insufficient Funds |
$28.00 |
|
Overdraft Protection Fee |
$5.00 |
Transfer from savings account per transaction |
Replacement Debit Card |
$8,00 |
|
Invalid MICR Line |
$1.00 |
Per Item |
Account Closure Fee Share Draft (Checking) |
$10.00 |
If account is closed within 90 days |
Account Reinstatement Fee (Checking) |
$10.00 |
Management approval is required if account was closed due to abuse of privileges |
Shared Branch Fee |
$3.00 |
Per Transaction |
Returned Deposit Item |
$10.00 |
Third Party Check |
Returned Deposit Item |
$25.00 |
Member Check |
Account Reconcilitaion |
$20.00 |
Per hour - minimum 1 hour |
Wire Transfer (incoming) |
$10.00 |
|
Stop Payment |
$28.00 |
|
Check Copy Fee |
$2.00 |
Per item |
Statement Copy |
$2.00 |
|
Account History |
$2.00 |
|
Account Research |
$10.00 |
Per hour - minimum 1 hour |
Escheat Fee |
$25.00 |
Prior to turning over to the State |
Photocopy Fee |
$0.25 |
Per copy after tow (2) per day |
Fax Fee |
$0.25 |
Per fax after tow (2) per day |
Notary Service |
$5.00 |
Per visit |
Return Mail |
$2.00 |
Per item |